Bankruptcy Help In San Diego
Getting bankruptcy help: Considering bankruptcy? no one wants to…
“Capitalism without bankruptcy is like Christianity without hell.”
Are creditors constantly calling you? Does the thought of opening your mail stress you out? Are you worried that utilities may be shut off or your car repossessed? Do you lie awake at night because you’re afraid of losing your home? Have you already dipped into savings or, worse, your retirement funds just to pay bills and buy groceries? These are all signs that it may be time to seriously consider filing bankruptcy.
Now, probably more than at any other time in the last fifty years, people are having financial trouble because of events beyond their control, such as recession, layoffs, and small business owners suffering acute drop-offs in sales. No one assumes anymore that the need to file bankruptcy is somehow a reflection of the moral character of the person filing. For centuries,
bankruptcy has been the ultimate relief valve for those in direst of straits. Americans seem pretty unanimous in continuing to believe that bankruptcy is a valid, valuable tool in this
Ninety-six percent of the people who consult with me just happen also to be candidates for filing Chapter 7 bankruptcy. This fact has always been something that surprised me. I’m not a
new-age type of guy, but people’s gut reactions to “I think I need a lawyer to file bankruptcy” are usually right.
The choice of whether to seek bankruptcy relief is difficult, and it can be close to heartbreaking. Many people experience shame and anxiety over filing bankruptcy. They are sometimes afraid that filing bankruptcy makes them look irresponsible or like people who don’t want to pay their bills. However, the truth is that there is no shame in filing bankruptcy. Some people need bankruptcy, and bankruptcy law exists to make sure that people having serious financial trouble can survive.
The first thing to do is call for a free bankruptcy consultation, then you get bankruptcy help or at least get a good idea what your financial options are