How much are bankruptcy costs?
Many people who call our San Diego bankruptcy office will ask us about bankruptcy costs before they even have been set up to meet. They see bankruptcy lawyer after bankruptcy lawyer telling how much less expensive their bankruptcy cost is compared to the next bankruptcy lawyer. It is terribly confusing and hard to make sense of.
We’ve also seen our competitor’s advertisements on TV or heard them on the radio spouting bankruptcy cost prices, so we completely understand “Call us now, no money down.” “We can do your bankruptcy for $995.” “$300 to start your bankruptcy.” As a firm, we think quoting prices without really knowing the specific situation leads to huge misunderstandings and distrust.
There is no “one size fits all” in bankruptcy costs.
If giving our clients a “one size fits all” pricing for bankruptcy legal representation worked, we certainly would do it! You wouldn’t have to come in to speak to a lawyer. It wouldn’t require one hour of meeting time to discover exactly what your situation is and how the law might apply to you. If we did a one size fits all pricing you might not even have to talk to a lawyer – you could talk to a paralegal and never even see a lawyer.
We look at it this way: If I were on the other side of the desk and coming to see a law firm for a problem that was making me lose sleep, I would want to see a lawyer — not a paralegal. Paralegals are forbidden, by law from offering legal advice and that’s what I’d be seeking. And, we know that if it’s bad enough for you to be reading this website, then, truly, it’s bad for you.
So back to the initial point: the only way we can know how much to bankruptcy costs for you is for you to come in, sit down face to face and discuss your individual situation. That meeting is free, and you will speak to Paul.
One’s financial situation is kind of like weight loss: sometimes they need to lose 10 pounds, sometimes they need to lose 150 pounds. You’ve probably had to lose weight at one time or another. The plan of attack varies from case to case. Sometimes all you need to do is cut out the sodas, other times well, Jenny Craig….to surgery. When you have a consultation with us, we can promise you is that the price that we quote for you will be fair. We are not the most expensive bankruptcy law firm in town nor are we the cheapest. But we’re certainly one of the most thorough firms you’ll find. We take that hour consultation and use it to your advantage, and then price your personal case directly in line with your situation.
Get The Guidance You Need
If you are considering filing for Chapter 7 or Chapter 13 bankruptcy, you need clear and experienced guidance. When you hire a bankruptcy attorney to help you protect your home, car or property. Taking the wrong action, however, can seriously impact those results. There are important things not to do, such as:
- Do not transfer assets or change titles
- Do not repay debts to family members
- Do not run up your credit cards
- Do not choose to do nothing
When bankruptcy trustees can review transactions up to four years, things clients do leading up to filing can complicate issues.
Do Not Wait To Get A Free Consultation
The most important thing to do when facing a serious financial crisis is to get the advice of an experienced lawyer. To schedule your free consultation call our office 619-235-4095. Paul will set up an online consultation.