Tax bankruptcy discharge Some tax debt is not dischargeable through bankruptcy. Tax bankruptcy discharge can happen through  Chapter 7 and Chapter 13 bankruptcy if they meet specific criteria. The criteria include five rules: 1) the due date for filing a tax return is at least three years ago; 2) the tax return was filed at least two […]

Filing bankruptcy in San Diego Learn about filing bankruptcy in San Diego Chapter 7 vs Chapter 13 What is Bankruptcy?  Bankruptcy is a legal petition filed in federal court which you may seek a discharge of a debt when you can’t pay your bills. There are two main bankruptcies for individuals: Chapter 7 and Chapter […]

What Is An Automatic Stay? “Bankruptcy represents a longstanding commitment in this country to helping people get a fresh start. This principle has never been giving only certain people a fresh start.”– Tim Johnson For the person having financial trouble, there’s a constant loss of money. As each month passes, they tend to fall farther […]

Bankruptcy Advice:Thou Shalt Not Thou Shalt Not: San Diego bankruptcy advice *Thou Shalt Not: Delay in getting bankruptcy advice if you’re in financial trouble. Lawsuits can be filed and creditors can take advantage of how overwhelmed are most ordinary people when they’re sued. Inaction by you is good for them. Get yourself informed, pronto. *Thou Shalt […]

Bankruptcy and Security Clearance San Diego is a military town. We have a lot of people working for the military and in the military. Those people often must have security clearances. As a result, I am frequently asked the question: Will Filing for Affect My Security Clearance? All the way from “classified” to “top secret” […]

How Much Does bankruptcy cost in San Diego? Bankruptcy Cost in San Diego The shortest and best answer I can give about bankruptcy cost in San Diego  is that it’s less expensive to do it once and really well. The most important thing to realize before getting mired in legalese is that choosing the wrong […]

  Bankruptcy Costs How much are bankruptcy costs? Many people who call our  San Diego bankruptcy office will ask us about bankruptcy costs before they even have been set up to meet. They see bankruptcy lawyer after bankruptcy lawyer telling how much less expensive their bankruptcy cost is compared to the next bankruptcy lawyer. It […]

Will I Face My Bankruptcy Creditors? Will my creditors come to the court if I file bankruptcy? What many of my bankruptcy clients worry about is that their bankruptcy creditors will be at the banker’s meeting if they file bankruptcy in San Diego and it will be embarrassing for them. The good news is, bankruptcy […]

What Is A Discharge? When Does It Happen In Bankruptcy? Bankruptcy discharge basically is the vanishing of all the dischargeable debt that someone brings into the bankruptcy case. It is as if that debt and all the emotional baggage had never happened.  The creditor then cannot call, send demand letters, report nonpayment of the debt […]

   Bankruptcy exemptions or What do you keep if you file bankruptcy? “Exemptions” are laws that define what property you can keep when you file bankruptcy. All assets will fall into one of the two categories: exempt or unexempt. You want all – or as much as possible – of your assets to be defined […]

  Bankruptcy Help In San Diego Getting bankruptcy help: Considering bankruptcy? no one wants to… “Capitalism without bankruptcy is like Christianity without hell.” Are creditors constantly calling you? Does the thought of opening your mail stress you out? Are you worried that utilities may be shut off or your car repossessed? Do you lie awake […]

 Bankruptcy during  the Coronavirus shutdown In San Diego the Coronavirus is growing and the number is likely to grow as more people are able to be tested. While the public health threat is the priority, there are also  the economic impact it will have. Businesses around the world are shutting down to the public, and […]