Can I file bankruptcy without a lawyer?
Sound legal advice, preparation, and understanding your rights are absolutely essential since 2005. It used to be before 2005 when the Congress required more legislation and further regulations in a bankruptcy proceedings that you might if your case was simple be able to do it yourself . In the last few years since 2005 and particularly if you are going to file bankruptcy in San diego that most likely is not possible . You will risk more assets than you will save in costs. On the other hand , there is no legal requirement that you be represented by an attorney in bankruptcy court, nor that you have an attorney prepare your bankruptcy documents. However, the risk of loss through error is high if you are without competent legal advice.
There are options besides having a bankruptcy lawyer file your bankruptcy
There are paralegals and other persons who may prepare your documents for you at what appears to be a discounted price. Several of my clients have discovered the hard way, having previously attempted these proceedings without an attorney, that they got just about what they paid for. Remember, too, that, at the time of this writing among bankruptcy preparers only an attorney can carry professional liability (read “MALPRACTICE”) insurance that will cover any loss to the client resulting from errors in the attorney’s planning, preparation of the documents or conduct at hearings. It has been my experience that a bankruptcy attorney is much less likely than a nonprofessional to make a costly error. I am pleased to report that no client of mine has ever had occasion to complain of a loss resulting from an error by my office. When you’re ready to end your bill problems once and for all, contact me call 619-235-9645 to set up a free, no-obligation meeting to talk about how I can help you.
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